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Personal Finance : Business & Finance
Online banking.Hands typing on computer keyboard image by Christopher Meder from Fotolia.comOnline banking offers you a quick and convenient way to manage your money. In fact, though it varies from bank to bank, there are generally few types of transactions or other management actions...
In Michigan, an initial unemployment claim offers up to 26 weeks of unemployment benefits compensation. If you find that you are still unemployed at the end of that period, you may move onto extended unemployment benefits. If you use all of the benefits on the 20 weeks of the first extension, you ma
Employers in the state of Georgia pay federal and state unemployment taxes for each employee. Sometimes workers lose their jobs. The unemployment taxes employers pay are used to fund unemployment benefits for such workers while they look for work. The unemployment system is administered at the state
Roth IRAs are one of several Individual Retirement Arrangements authorized by the federal government through which individuals can get substantial tax breaks to help them prepare for retirement. Each type of retirement plan---401(k), traditional IRA, SEP IRA, SIMPLE IRA---has its own rules that make
Fences serve a variety of purposes. Some homeowners need privacy while others just want to mark a border. Others use fences for decorative purposes while animal owners need a barrier to keep their livestock from escaping. Many resourceful options exist for anyone looking for an economical, do-it-you
The National Association for the Advancement of Colored People provides scholarships to students all over the United States, including Atlanta. The NAACP does not directly distribute the funds, but partners with the United Negro College Fund to distribute scholarships to "outstanding students," acco
Planning for retirement can be a complex financial puzzle composed of many different assets and sources of income. Fixed annuities are a type of retirement income vehicle where you make payments or pay a lump sum to an insurance company and they agree to pay money back to you immediately...
Student loan eligibility generally relies on various factors of an applicant's profile, such as the student's level of undergraduate or graduate study, her dependence status and financial need. The foreclosure crisis in American has added another facet to student aid eligibility, as higher education
According to Section 401k of the Internal Revenue Code, employees do not pay taxes on their qualified contributions to their employers' retirement plans. In 2010, the Internal Revenue Service limited the contributions to $16,500, and employees who contributed up to the threshold amount are not liabl
Modern credit reporting almost always runs through computers, but updating data is not instant. It can take weeks or even months before an item -- negative or positive -- shows up on a credit report. If you are willing to pay extra, you can update some information on your credit report within hours.
Roth Individual Retirement Accounts (IRAs) can be powerful tax shelters and investment vehicles for your retirement. However, you need to be cognizant of your time window to retirement and how much risk your portfolio can tolerate vs. your retirement goals. Options exist, but the smart ones require
Opening a bank account in Kenya is wise if you work, travel or own a property in Kenya. If you work in Kenya you can fund the account from your employment income. You can also transfer money from the United States into your Kenyan bank account. It makes paying for local services easier and you have
A homeowners' association, or HOA, is an organization usually founded by a real estate developer to collect payments for and oversee the maintenance of a given community, such as a condominium complex or a specific neighborhood. Generally, all of the residents of that community pay dues to the HOA a
Automobiles today are becoming more complicated than ever. The increasing technological requirements in vehicles require technicians who are solidly trained in advanced automotive skills. In the past, mechanics could enter the automotive business with minimal training, often received in a high schoo
In tough economic times, there are two sides of the equation of financial survival. One side is to make more money; the other side is to save more money. Although groceries seem like a basic necessity, there can also be a surprising amount of impulse and luxury spending hiding in your grocery bill.
Depending on the economy and the job market, a person may not have found a job before unemployment benefits run out. Good planning and financial preparation can help individuals and families prepare for the loss of unemployment benefits. The knowledge that life goes on even when unemployment benefit
Sending someone money in a pinch can be done cheaply.money image by cherie from Fotolia.comIt is a scenario many parents have experienced. Their daughter is at college, and has run out of money. She needs cash in a hurry, or she will have little to eat for the next six weeks. The obvious...