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Personal Finance : Business & Finance

Types of Online Banking

Online banking.Hands typing on computer keyboard image by Christopher Meder from Fotolia.comOnline banking offers you a quick and convenient way to manage your money. In fact, though it varies from bank to bank, there are generally few types of transactions or other management actions...

Second Extension Rules for Michigan Unemployment

In Michigan, an initial unemployment claim offers up to 26 weeks of unemployment benefits compensation. If you find that you are still unemployed at the end of that period, you may move onto extended unemployment benefits. If you use all of the benefits on the 20 weeks of the first extension, you ma

Can You Make Too Much Money to Qualify for Unemployment in Georgia?

Employers in the state of Georgia pay federal and state unemployment taxes for each employee. Sometimes workers lose their jobs. The unemployment taxes employers pay are used to fund unemployment benefits for such workers while they look for work. The unemployment system is administered at the state

Tax Advantages of a Roth IRA

Roth IRAs are one of several Individual Retirement Arrangements authorized by the federal government through which individuals can get substantial tax breaks to help them prepare for retirement. Each type of retirement plan---401(k), traditional IRA, SEP IRA, SIMPLE IRA---has its own rules that make

DIY Cheap Fence

Fences serve a variety of purposes. Some homeowners need privacy while others just want to mark a border. Others use fences for decorative purposes while animal owners need a barrier to keep their livestock from escaping. Many resourceful options exist for anyone looking for an economical, do-it-you

When Do Creditors Update My Credit Report?

Even when consumers go through the effort to bring accounts current, credit reporting bureaus may not update their records immediately. Credit agencies may take up to three months to report a changed status.

NAACP Atlanta Scholarships

The National Association for the Advancement of Colored People provides scholarships to students all over the United States, including Atlanta. The NAACP does not directly distribute the funds, but partners with the United Negro College Fund to distribute scholarships to "outstanding students," acco

Abney Associates Offices Closed

The distressed financial services provider, Abney Associates that has been at the heart of a whirlwind of speculation regarding its solvency has closed its offices in Hong Kong effective as of today. PR Released June ...

Paying Off Bill Balances Pays Off for Everyone

Credit cards are great to have in your wallet to buy things you want and need and do not have the cash for. They are also good for emergencies such as car problems and medical ...

What Are the Benefits of Fixed Annuities?

Planning for retirement can be a complex financial puzzle composed of many different assets and sources of income. Fixed annuities are a type of retirement income vehicle where you make payments or pay a lump sum to an insurance company and they agree to pay money back to you immediately...

Does Foreclosure Impact Student Loan Eligibility?

Student loan eligibility generally relies on various factors of an applicant's profile, such as the student's level of undergraduate or graduate study, her dependence status and financial need. The foreclosure crisis in American has added another facet to student aid eligibility, as higher education

Standard Deduction for Early Withdrawal Penalties

According to Section 401k of the Internal Revenue Code, employees do not pay taxes on their qualified contributions to their employers' retirement plans. In 2010, the Internal Revenue Service limited the contributions to $16,500, and employees who contributed up to the threshold amount are not liabl

How Quickly Does Data Get on a Credit Report?

Modern credit reporting almost always runs through computers, but updating data is not instant. It can take weeks or even months before an item -- negative or positive -- shows up on a credit report. If you are willing to pay extra, you can update some information on your credit report within hours.

Roth IRA Investment Strategy

Roth Individual Retirement Accounts (IRAs) can be powerful tax shelters and investment vehicles for your retirement. However, you need to be cognizant of your time window to retirement and how much risk your portfolio can tolerate vs. your retirement goals. Options exist, but the smart ones require

How to Vacation on a Budget

Stress is unhealthy, which is one reason why a vacation can actually help boost your health. Vacations ward off burnout and build family bonds. You might think a vacation is impossible, on your family's budget. However, these tips will help show you how to plan a vacation you can afford.

Opening a Bank Account in Kenya From the US

Opening a bank account in Kenya is wise if you work, travel or own a property in Kenya. If you work in Kenya you can fund the account from your employment income. You can also transfer money from the United States into your Kenyan bank account. It makes paying for local services easier and you have

Mechanic Apprenticeship Training

Automobiles today are becoming more complicated than ever. The increasing technological requirements in vehicles require technicians who are solidly trained in advanced automotive skills. In the past, mechanics could enter the automotive business with minimal training, often received in a high schoo

How to Grocery Shop Frugally

In tough economic times, there are two sides of the equation of financial survival. One side is to make more money; the other side is to save more money. Although groceries seem like a basic necessity, there can also be a surprising amount of impulse and luxury spending hiding in your grocery bill.

How to Prepare for Losing Unemployment Benefits

Depending on the economy and the job market, a person may not have found a job before unemployment benefits run out. Good planning and financial preparation can help individuals and families prepare for the loss of unemployment benefits. The knowledge that life goes on even when unemployment benefit


Life Insurance Needs Change Nothing is more important than your family! Have your Insurance needs changed since purchasing an insurance policy? Significant life changes such as the birth or adoption of a child, marriage, divorce ...