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Single Parents Reclaiming Their Financial Lives

Between joint credit cards, loans, and other debts many single parents find themselves in a very sticky situation once the relationship is over. This article touches on the cruel realities of many newly separated or divorced individuals when it comes to their financial livelihoods.

Using A Credit Repair Specialist

If you are looking for someone who has the proper expertise to correct errors or help you repair your credit report, then you are likely in need of the services of a credit repair specialists ...

When Someone Gets Your Credit Card Information

Your credit card numbers are valuable, especially if you have high unused credit limits. You get the best credit score when you keep your balances below 30 percent of your available spending power, according to MSN Money columnist Liz Pulliam Weston, but that leaves plenty of charging room if someon

The Defaqto Guide To Credit Cards

We all know we should scrimp and save for that new sofa, that much-needed family holiday or that special birthday present for a loved one - but nowadays, few of us really want to wait. Let's face it - we live in a buy-now-pay-later society. Credit Cards offer an easy way of borrowing for our ev

Instant Credit Report - Get Your Credit Report Online Fast

We are all used to having everything instant. From food to services, and now even a credit report can be instant! Although it is far from a vending machine which requires you to put a couple of dollars in for you to get what you need, it still proves to be a much easier way of getting information th

Signatures Required for Shipping

When you ship a package, your recipient usually gets it in a timely manner. However, if you are shipping merchandise someone paid for or valuable goods, you don't want to leave their safe delivery to chance. Most shipping companies offer delivery signature options to give you peace of mind and proof

9 Things That Will Hurt Your Credit Score!

Your credit score, a three-digit number that are ranging from 300 to 850 points, plays a significant role in our day to day lifeIt lets potential lenders how well we can manage our finances. Below are nine things that can affect your credit score. Please pay close attention to it.

How to Dispute a Negative Item on My Credit Report

If you have negative items on your credit report, there are certain steps you must follow to successfully have those items deleted from your credit report. The first thing you must do is to make sure you send in challenge letters to the credit bureaus (disputes) and send them in separately.

Find the Right Travel Credit Card For You

Are you interested in finding the right travel credit card for you? We can help you out with that. Travel rewards programs can be a great way to earn substantial discounts on airline miles, hotel reservations, rental cars and vacation packages including cruises.

With Equity You Can Crack Bad Credit!

Usually, bad credit equity loans are available to individuals regardless of their credit score or history. When it comes to equity loans, credit becomes an unimportant variable and income becomes the key requirement. If you have sufficient equity on your home you can easily obtain a home equity loan

Check Your Credit Score - It's an Essential Financial Health Task!

Just as you go to the dentist for that six-month checkup, so must you check your credit score, for good financial health. Using that analogy, think about this: wouldn't you rather find a small cavity brewing at six months, rather than requiring a root canal through sheer neglect?

How to Spot Hidden Credit Card Interest and Fees

If credit cards are not used responsibly, a person can end up in a whirlpool of debt. Credit card companies use questionable techniques to charge as much interest on credit card balances as possible. The following guidelines can help you spot hidden interest.

Knowing about the Gold Buyer

One should invest more time to learn about the different types of gold buyers available in the market. These are the persons whom you should contact for selling the precious metals. Before handing him your ...

Secrets of Credit Scoring

Nothing has had a more dramatic affect on mortgage lending in the last 20 years as the use of credit scoring in determining a borrowers ability to qualify for a mortgage. For better or for worse, the score is considered a reliable indicator of a credit risk. Wouldn't it be nice to know how cred